This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice for your situation. TB Financial Group, Inc. is a licensed insurance agency for life insurance, health insurance, fixed annuities and fixed indexed annuities. We are not securities licensed. We are not tax advisors. We are not attorneys. We will not provide investment, tax or legal advice. Please consult your investment advisor, tax preparer, CPA or legal professional for these matters.
Planning for retirement can be a complicated process. Whether you’re in the initial stages of planning or are already retired, TB Financial Group can help you make your retirement funds last. From creating an income stream you can’t outlive and maximizing the value of your assets to protecting your family and preserving a legacy for your beneficiaries in death, we have the knowledge and experience you can rely on to feel protected, confident and prepared. We will always keep your best interests at heart and put you in control of your retirement future. With many important decisions to make and many options available for meeting your needs, it’s important to have a resource you can count on to guide you each step of the way.
No tax advice will be provided. As required by the IRS, you are advised that any discussion of tax issues in this material is not intended or written to be used, and cannot be used, (a) to avoid penalties imposed under the Internal Revenue Code or (b) to promote, market or recommend to another party any transaction or matter addressed herein. Although Roth IRA contributions (including Traditional IRA conversion amounts) are made with after-tax dollars, the interest earnings generated in the Roth IRA grow tax deferred and may be withdrawn tax free if certain conditions are met. Determining when (or if) you should convert to a Roth IRA is an individual decision based on factors such as your financial situation, age, tax bracket, current assets and alternate sources of retirement income. Your unique circumstances help determine what’s right for you.
16104 – 2016/9/16